Next Generation Fintech for Invoice Finance

Hi-Tech Embedded Finance
Solutions for Invoice Finance

Quick, High Quality and Low Cost Transactions

Teaser - Next Generation Financing

"At Toknar we're targeting the largely untapped €1 Trillion market of SMEs eager to sell their trade receivables."

ART - Accounts Receivable Token

"By integrating Artificial Intelligence capabilities, we transform ART into a highly enhanced NFT, akin to an NFT on steroids"

Our Service

Most Innovative SaaS for Invoice Financing

Our Development Partners

Our Supporting Partners

Our Hi-Tech

Advanced Analytics

Our advanced analytics enable us to analyse receivables pools, assess reserves, create reports and provide comprehensive dashboards for Clients

ML and AI Automation

We employ cutting-edge Machine Learning, Smart Contracts, Blockchain/ Distributed Ledger Technology, and Artificial Intelligence to run all the required servicing activities in factoring and other trade finance transactions

Cloud Technology

We deploy unlimited  computing power, effective data backup and smart disaster recovery from our secure and private virtual cloud systems


We use our proprietary INVOIX TECHNOLOGY™ to offer bespoke digital trade platforms (white label, factoring, securitisation) to fit our clients needs



More Than A Digital Platform


INVOIX™ is a multifunctional B2B digital platform specialising in invoice finance, which employs our proprietary INVOIX TECHNOLOGY™.

We can customise and integrate our INVOIX digital platform into the client’s IT system to meet all  the needs of a client involved in invoice financing (invoice factoring /receivables securitisation).

INVOIX™ is a powerful digital platform with a series of modules that can be employed to custom build capability. 

Available modules are:

  • Risk Module: Realtime Assessment of Required vs Actual Reserves, Anomalies Detection
  • M&R Module: Monitoring and Reporting
  • Eligibility Module: Realtime Assessment of Invoice Eligibility
  • Legal module: Smart Contracts and Notarisation
  • Payment Module: Payment Management
  • C&S module: Clearing and Settlement
  • Collection Module: Collection of Overdue Invoices
  • Grande Module: Parcelisation of Very Large Receivables
  • Account Module:
    • Escrow Account
    • Collection Account
    • Daily Sweeping

INVOIX™ can fit several business models and be deployed in different use cases

INVOIX™ Business Models

INVOIXcan fit different business models
1- Auction model
2- Factoring model
3- Reverse Factoring model
4- Securitisation

INVOIX™ Use Cases

INVOIX™ can be deployed in different Use Cases
1- Peer to Peer Marketplace
Open Trade Platform
GRANDE Platform™
2- Servicing for Factoring Firms and Banks
White Label for invoice factoring
White Label for reverse factoring
3-  Servicing for SME and Large Enterprises
White Label for supply chain finance
White Label for Sub-Servicer (Factoring)
4-  Servicing  for Securitisation Master Servicers
White Label for Master Servicer

Software integration

Fully Dedicated To Finding The Best Integration To Your ERP To Make Servicing Easier Than Ever

Do You Have A Special Idea In Mind?

Contact us and we will see if we can help

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