Next Generation Fintech for Invoice Finance
Hi-Tech Solutions To Facilitate
Receivables Finance Transactions
Quick, High Quality and Low Cost Transactions
Our development partners
Our Hi-Tech
Advanced Analytics
Our advanced analytics enable us to analyse receivables pools, assess reserves, create reports and provide comprehensive dashboards for Clients
ML and AI Automation
We employ cutting-edge Machine Learning, Smart Contracts, Blockchain/ Distributed Ledger Technology, and Artificial Intelligence to run all the required servicing activities in factoring and other trade finance transactions
Cloud Technology
We deploy unlimited computing power, effective data backup and smart disaster recovery from our secure and private virtual cloud systems
INVOIX™
We use our proprietary INVOIX TECHNOLOGY™ to offer bespoke digital trade platforms (white label, factoring, securitisation) to fit our clients needs
INVOIX™ DIGITAL PLATFORM FOR INVOICE FINANCE
INVOIX™
INVOIX™ is a multifunctional B2B digital platform specialising in invoice finance, which employs our proprietary INVOIX TECHNOLOGY™.
We can customise and integrate our INVOIX digital platform into the client’s IT system to meet all the needs of a client involved in invoice financing (invoice factoring /receivables securitisation).
INVOIX™ is a powerful digital platform with a series of modules that can be employed to custom build capability. Available modules are:
- Risk Module: Realtime Assessment of Required vs Actual Reserves, Anomalies Detection
- M&R Module: Monitoring and Reporting
- Eligibility Module: Realtime Assessment of Invoice Eligibility
- Legal module: Smart Contracts and Notarisation
- Payment Module: Payment Management
- C&S module: Clearing and Settlement
- Collection Module: Collection of Overdue Invoices
- Grande Module: Parcelisation of Very Large Receivables
- Account Module:
- Escrow Account
- Collection Account
- Daily Sweeping
INVOIX™ CAN BE DEPLOYED IN DIFFERENT USE CASES
USE CASE #1 and 2: THE MARKETPLACE
Open Trade Platform
IVOIX™ is natively designed to function as an open marketplace where invoices / receivables can be traded. All platform users go through a KYC registration process, in which AML verification is carried out in accordance with the requirements of the “Funders”.
GRANDE Platform™
GRANDE Platform™ has been designed to trade very large invoices, which normally are not factored due to their large size.
While GRANDE PLATFORM™ retains the same main features of INVOIX™ , it has the capacity to parcelise large invoices into fractional tokens of customisable size, which are attractive to “Funders”. The fractional tokens are then traded to “Funders”.
USE CASE #3 and 4: WHITE LABEL FOR INVOICE FACTORING
White Label for Factoring
Factoring firms and banks can provide most of their factoring services to their customers through our white label digital platform.
Available modules are:
- Risk Module: Realtime Assessment of Required vs Actual Reserves, Anomalies Detection
- M&R Module: Monitoring and Reporting
- Eligibility Module: Realtime Assessment of Invoice Eligibility
- Legal module: Smart Contracts and Notarisation
- Payment Module: Payment Management
- C&S module: Clearing and Settlement
- Collection Module: Collection of Overdue Invoices
- Grande Module: Parcelisation of Very Large Receivables
- Account Module:
- Escrow Account
- Collection Account
- Daily Sweeping
White Label for Reverse Factoring
Factoring firms and banks can provide most of their reverse factoring services to their customers through our white label digital platform.
Available modules are:
- Risk Module: Realtime Assessment of Required vs Actual Reserves, Anomalies Detection
- M&R Module: Monitoring and Reporting
- Eligibility Module: Realtime Assessment of Invoice Eligibility
- Legal module: Smart Contracts and Notarisation
- Payment Module: Payment Management
- C&S module: Clearing and Settlement
- Collection Module: Collection of Overdue Invoices
- Grande Module: Parcelisation of Very Large Receivables
- Account Module:
- Escrow Account
- Collection Account
- Daily Sweeping
USE CASE #5: WHITE LABEL FOR SUPPLY CHAIN FINANCE
White Label -Debtor
Under certain circumstances, it may be convenient for an enterprise (DEBTOR) concerned with financing its supply chain line to establish its own funding platform to reduce relevant intermediary costs.
The DEBTOR can use the INVOIX™ digital platform as a white label platform. We will integrate the digital platform into the client’s IT system and develop the front and backend of the entire cloud platform system. As a white label product our client can add its own branding (enterprise logo etc.).
The white label digital platform of the client can be boosted by several service modules.
Available modules are:
- Risk Module: Realtime Assessment of Required vs Actual Reserves, Anomalies Detection
- M&R Module: Monitoring and Reporting
- Eligibility Module: Realtime Assessment of Invoice Eligibility
- Legal module: Smart Contracts and Notarisation
- Payment Module: Payment Management
- C&S module: Clearing and Settlement
- Collection Module: Collection of Overdue Invoices
- Grande Module: Parcelisation of Very Large Receivables
- Account Module:
- Escrow Account
- Collection Account
- Daily Sweeping
USE CASE #6 : WHITE LABEL FOR SUB-SERVICER (FACTORING)
White Label for Seller (Factoring)
In a long-term invoice factoring agreement, the Master Servicer (the factoring company, alias “Funder“) may ask the Seller to act contractually as a Sub-Servicer.
Under this circumstance, it can be economically and functionally convenient for the Seller to employ the INVOIX™ digital platform on a white label basis, and negotiate a better deal with the factoring company.
The operating costs of the INVOIX™ digital platform are much lower than the service fees required by the factoring firm.
The white label digital platform of the client can be boosted by several service modules.
Available modules are:
- Risk Module: Realtime Assessment of Required vs Actual Reserves, Anomalies Detection
- M&R Module: Monitoring and Reporting
- Eligibility Module: Realtime Assessment of Invoice Eligibility
- Legal module: Smart Contracts and Notarisation
- Payment Module: Payment Management
- C&S module: Clearing and Settlement
- Collection Module: Collection of Overdue Invoices
- Grande Module: Parcelisation of Very Large Receivables
- Account Module:
- Escrow Account
- Collection Account
- Daily Sweeping
USE CASE #7: WHITE LABEL FOR MASTER SERVICER (SECURITISATION)
White Label for Master Servicer (Securitisation)
In securitisation programmes, in which the issuance of commercial papers and notes is backed by the receivables of the Seller (e.g. ABCP programmes), a service company (e.g. a bank, a factoring firm, a company related to the Seller) will serve as a Master Servicer of the receivables under the service agreement.
In many instances, it can be economically and functionally convenient for the Master Servicer to employ the INVOIX™ digital platform on a white label basis.
The digital platform and its modules can be customised to compliant with the Programme agreements. Available modules are:
- Risk Module: Realtime Assessment of Required vs Actual Reserves, Anomalies Detection
- M&R Module: Monitoring and Reporting
- Eligibility Module: Realtime Assessment of Invoice Eligibility
- Legal module: Smart Contracts and Notarisation
- Payment Module: Payment Management
- C&S module: Clearing and Settlement
- Collection Module: Collection of Overdue Invoices
- Grande Module: Parcelisation of Very Large Receivables
- Account Module:
- Escrow Account
- Collection Account
- Daily Sweeping
USE CASE #8: WHITE LABEL FOR PROGRAM ARRANGER (SECURITISATION)
White Label for Program Arranger (Securitisation)
In securitisation programmes, the Programme Arrangers may want to have more control over service activities. Under these circumstances, the Program Arrangers, along with the Master Servicer, can use the INVOIX™ digital platform to directly control most of the key programme servicing activities on a white label basis.
The white label digital platform of the client can be boosted by several service modules.
Available modules are:
- Risk Module: Realtime Assessment of Required vs Actual Reserves, Anomalies Detection
- M&R Module: Monitoring and Reporting
- Eligibility Module: Realtime Assessment of Invoice Eligibility
- Legal module: Smart Contracts and Notarisation
- Payment Module: Payment Management
- C&S module: Clearing and Settlement
- Collection Module: Collection of Overdue Invoices
- Grande Module: Parcelisation of Very Large Receivables
- Account Module:
- Escrow Account
- Collection Account
- Daily Sweeping
WHAT CLIENTS WE SERVE
Top-Rated Services For Our Clients
Companies/Originators
For companies interested in considering trade receivables finance, we assess the actual market value of their receivables pool and set up a dashboard system to monitor their values on daily/weekly/monthly basis.
Sellers
For Sellers acting as Servicer in receivables factoring/securitization, we integrate/enpower their servicing team with our servicing solutions.
Factoring Firms/Banks
We support factoring firms/banks in executing all key service activities (legal, payment management, collection, clearing and settlement) through our digital INVOIX™ technology platform, quickly, much less cost-effective and error-proof.
Funders/Investors
We provide receivables funders / investors with all the latest hi-tech tools to monitor the key metrics of the rolling receivables pools in which they are investing through different conduits (factoring, ABCP, etc.)
Features
Take Your Company To Next Level With Our Hi-Tech Servicing Solutions
Achieve your trade finance objectives with tailored solutions using modern technology and artificial intelligence.
- Much lower servicing costs
- Fewer operational and organizational hassles
- Better monitoring control
- ESG and AML compliant
Software integration
Fully Dedicated To Finding The Best Integration To Your ERP To Make Servicing Easier Than Ever
Do You Have A Special Idea In Mind?
Contact us and we will see if we can help
