MORE THAN A DIGITAL PLATFORM

INVOIX™ CAN BE DEPLOYED IN DIFFERENT USE CASES

THE PEER TO PEER MARKETPLACE

Open Trade
Platform

Use Case #1

IVOIX™ is natively designed to function as an open marketplace where invoices / receivables can be traded. All platform users go through a KYC registration process, in which AML verification is carried out in accordance with the requirements of the “Funders”.

Use Case #2

GRANDE Platform™

GRANDE Platform™ has been designed to trade very large invoices, which normally are not factored due to their large size. 

While GRANDE PLATFORM™ retains the same main features of INVOIX™ , it has the capacity to parcelise large invoices into fractional tokens of customisable size, which are attractive to “Funders“. The fractional tokens are then traded to “Funders“.

CLIENT: FACTORING FIRMS AND BANKS

WHITE LABEL FOR INVOICE FACTORING

Use Case #3

White Label for Factoring

Factoring firms and banks can provide most of their factoring services to their customers through our white label digital platform.

Available modules are:
  • Risk Module: Realtime Assessment of Required vs Actual Reserves, Anomalies Detection
  • M&R Module: Monitoring and Reporting
  • Eligibility Module: Realtime Assessment of Invoice Eligibility
  • Legal module: Smart Contracts and Notarisation
  • Payment Module: Payment Management
  • C&S module: Clearing and Settlement
  • Collection Module: Collection of Overdue Invoices
  • Grande Module: Parcelisation of Very Large Receivables
  • Account Module:
    • Escrow Account
    • Collection Account
    • Daily Sweeping
Use Case #4

White Label for
Reverse Factoring

Factoring firms and banks can provide most of their reverse factoring services to their customers through our white label digital platform.

Available modules are:
  • Risk Module: Realtime Assessment of Required vs Actual Reserves, Anomalies Detection
  • M&R Module: Monitoring and Reporting
  • Eligibility Module: Realtime Assessment of Invoice Eligibility
  • Legal module: Smart Contracts and Notarisation
  • Payment Module: Payment Management
  • C&S module: Clearing and Settlement
  • Collection Module: Collection of Overdue Invoices
  • Grande Module: Parcelisation of Very Large Receivables
  • Account Module:
    • Escrow Account
    • Collection Account
    • Daily Sweeping

CLIENT: SMALL, MEDIUM SIZED AND LARGE ENTERPRISES

WHITE LABEL FOR SUPPLY CHAIN FINANCE

White Label -Debtor

Use Case #5

Under certain circumstances, it may be convenient for an enterprise (DEBTOR) concerned with financing its supply chain line to establish its own funding platform to reduce relevant intermediary costs. 

The DEBTOR can use the  INVOIX™ digital platform as a white label platform. We will integrate the digital platform into the client’s IT system and develop the front and backend of the entire cloud platform system. As a white label product our client can add its own branding (enterprise logo etc.).

The white label digital platform of the client can be boosted by several service modules.

Available modules are:
  • Risk Module: Realtime Assessment of Required vs Actual Reserves, Anomalies Detection
  • M&R Module: Monitoring and Reporting
  • Eligibility Module: Realtime Assessment of Invoice Eligibility
  • Legal module: Smart Contracts and Notarisation
  • Payment Module: Payment Management
  • C&S module: Clearing and Settlement
  • Collection Module: Collection of Overdue Invoices
  • Grande Module: Parcelisation of Very Large Receivables
  • Account Module:
    • Escrow Account
    • Collection Account
    • Daily Sweeping

CLIENT: SMALL, MEDIUM-SIZED AND LARGE ENTERPRISES

WHITE LABEL FOR SUB-SERVICER (FACTORING)

Use Case #6

White Label for Seller
(Factoring)

In a long-term invoice factoring agreement, the Master Servicer (the factoring company, alias “Funder“) may ask the Seller to act contractually as a Sub-Servicer.

Under this circumstance, it can be economically and functionally convenient for the Seller to employ the INVOIX™ digital platform on a white label basis, and negotiate a better deal with the factoring company.

The operating costs of the INVOIX™ digital platform are much lower than the service fees required by the factoring firm.

The white label digital platform of the client can be boosted by several service modules.

Available modules are:
  • Risk Module: Realtime Assessment of Required vs Actual Reserves, Anomalies Detection
  • M&R Module: Monitoring and Reporting
  • Eligibility Module: Realtime Assessment of Invoice Eligibility
  • Legal module: Smart Contracts and Notarisation
  • Payment Module: Payment Management
  • C&S module: Clearing and Settlement
  • Collection Module: Collection of Overdue Invoices
  • Grande Module: Parcelisation of Very Large Receivables
  • Account Module:
    • Escrow Account
    • Collection Account
    • Daily Sweeping

CLIENT: MASTER SERVICER

WHITE LABEL FOR MASTER SERVICER (SECURITISATION)

Use Case #7

White Label for
Master Servicer
(Securitisation)

In securitisation programmes, in which the issuance of commercial papers and notes is backed by the receivables of the Seller (e.g. ABCP programmes), a service company (e.g. a bank, a factoring firm, a company related to the Seller) will serve as a Master Servicer of the receivables under the service agreement.

In many instances, it can be economically and functionally convenient for the Master Servicer to employ the INVOIX™ digital platform on a white label basis.

The digital platform and its modules can be customised to comply with the Programme agreements.

Available modules are:
  • Risk Module: Realtime Assessment of Required vs Actual Reserves, Anomalies Detection
  • M&R Module: Monitoring and Reporting
  • Eligibility Module: Realtime Assessment of Invoice Eligibility
  • Legal module: Smart Contracts and Notarisation
  • Payment Module: Payment Management
  • C&S module: Clearing and Settlement
  • Collection Module: Collection of Overdue Invoices
  • Grande Module: Parcelisation of Very Large Receivables
  • Account Module:
    • Escrow Account
    • Collection Account
    • Daily Sweeping

Do You Have A Special Idea In Mind?

Contact us and we will see if we can help

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